Review of Employers’ Liability Compulsory Insurance

بیمه مسؤولیت مدنی مشاغل پزشکی؛ چالش‌ها، ضرورت‌ها و فرصت‌ها

Medical Professional Civil Liability Insurance is a special type of the civil liability insurances. Nowadays, medical services insurance policies have been specialized in developed countries and insurance companies in each case cover only the damages which are the subjects of the insurance policy. In such countries, in order to arrange the comprehensive cover insurance for their professions, me...

Review of the Non-Liability of the Insurer in Insurance Contracts under the Responsibility of Doctors and Physicians

The concept and effect of the condition of non-responsibility as one of the examples of reduced liability is lesser interest in insurance and existing laws. The ambiguity of the conditions of these terms and the referral of the condition of these terms to the particular circumstances of the insurance policy is critically criticized by the extension of the insurance contract and the superior tra...

Minimum asset requirements and compulsory liability insurance as solutions to the judgment-proof problem

Minimum asset and liability insurance requirements must often be met in order for parties to participate in potentially harmful activities. Such financial responsibility requirements may improve parties’ decisions whether to engage in harmful activities and, if so, their efforts to reduce risk. However, the requirements may undesirably prevent some parties with low assets from engaging in activ...

The Effect of Automobile Insurance and Accident Liability Laws on Traffic Fatalities*

This paper investigates the incentive effects of automobile insurance, compulsory insurance laws, and no-fault liability laws on driver behavior and traffic fatalities. We analyze a panel of 50 U.S. states and the District of Columbia for 1970–98, a period in which many states adopted compulsory insurance regulations and/or nofault laws. Using an instrumental variables approach, we find evidenc...

Recent developments in workers' compensation and employers' liability law.